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Ontario insurance

Why are Ontario drivers better than B.C. drivers? I spoke to my brother and a friend in Toronto and Lindsay. They own two cars each - Audi, Saturn, Subaru and Kia - and they pay less than $900 in total each for car insurance.
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Why are Ontario drivers better than B.C. drivers?

I spoke to my brother and a friend in Toronto and Lindsay. They own two cars each - Audi, Saturn, Subaru and Kia - and they pay less than $900 in total each for car insurance. I own a Subaru Outback and a sports car that is insured for six months a year and I pay over $2,300 for both.

Is risk distributed over a greater population?

Northern Ontario driving is similar to B.C, Toronto must get 20,000 new drivers a year that have never seen snow or is it it bureauacracy gone wild?

Doug Willoughby

Prince George