Skip to content
Join our Newsletter
Sponsored Content

How to get a loan without a credit check in Canada

Focus Cash Loans offers instant approval for payday loans, regardless of your credit score
Focus Cash Loans provides an online experience when applying for loans.

Are you looking for a short-term loan that is easy to qualify and easy to apply for?

Are you worried about bad credit holding you back from getting the money you need to cover unexpected expenses?

If you’re in need of fast cash, Focus Cash Loans is there for you, with short-term loans that allow you to borrow up to $1,500—deposited into your bank account in a matter of minutes.

You can apply online from your mobile device or a laptop. The trusted online lender has been helping Canadians with 24/7 instant online e-transfer payday loans in Canada since 2008.

Unlike other lenders, Focus Cash Loans do not run credit checks and have a personalized approach to every loan application.

The qualifications are simple and easy to meet. If you can answer yes to the following questions, you are eligible for an instant online payday loan from Focus Cash Loans:

  • Are you currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • Do you have an active chequing account that has been open for at least three months, with your income directly deposited into that chequing account?
  • Are you 19 years or older?
  • Is your net income at least $1,200 per month?
  • Do you have a telephone number where you can be reached?

It’s that simple.

The online application process is easy to navigate. Simply fill out the online application from the comfort of your home and submit the required documents.

Focus Cash Loans provides an online experience when applying for loans. You will be prompted to electronically submit your bank statement once you complete the online loan application form, no need to fax any documents.

You can get approved in as little as 30 minutes and receive your funds via email transfer.

To get your short-term loan quickly and easily today, visit

push icon
Be the first to read breaking stories. Enable push notifications on your device. Disable anytime.
No thanks